Budget to optimize the government.

I hear hack this or hack that. But what is needed is optimization of government.

I still want Medicare. I just want it optimized to health. I want a Cloud Electronic Medical Record System. I want optimized payments to physicians. They have to know how much they are going to get paid. Then quickly pay them.

I want the National Parks.

I want stronger Cyber Defense.

Arthur Levitt on Bloomberg

I agree with everything Mr. Levitt said on Bloomberg today.

Congress is not doing their job. I tried to sue the Government for accurate representation under Art.1 Sec.2 Cl.3 I was told that even though I am an American Citizen by birth, I lacked the heritage to come before the court. By changing back to 1 to 30000 representation, the people will have a congress that is for the people. Congress would form an instant neural network. And most of the politics and opacity will instantly fall from congress.

We have the tools to do this. Any large business already does this internally. Use Linux and it will cost will be minimal.

QE3 Kashkari's Bloomberg Interview

I agree with Mr. Kashkari. But since QE3 is required to stimulate growth. Our lending institutions must be forced to lend that money to small and intermediate size business. That forced lending will be the only way the economy will start to wiggle room through employment and production. The production side is the engine that will strengthen the infrastructure.

20% of QE3 should be set aside for small and midsize startups. I have a current project that I am completing alone but I could use the help of 20 people this year and increase by factors in subsequent years.

QE3 needs to happen now! By Executive Order!!! Consider this payment to the American People for the COMPLETE f*** up called fast and furious.

Thank you Mr. Kashkari for the important interview.

Boycotting Oil Prices

To say that the global oil price of oil is caused by Iran is ludacris. This latest two dollar per gallon increase is a process of careful planning of media. Americans need to stop buying gasoline one day a week. We as a group should decide the day using social media and stick to it. Even if the oil companies drop the retail price by $2.00 per gallon. In a free economy it is the consumer who ultimately determines the price that they will pay for any product. Aaron Guerami

Opinions by Bloomberg Interviewers is not acceptable

Dear Bloomberg. Please quit allowing the personal views of the interviewer to be discussed. I don't care about the view of the intervewier. It is not relevent to any discussion. Refusing to take responsibility for decimating our economy is why most of us, will not ever fall into a Republican trap again. We will aggressivly build transparency tools. I like the mentor prorgams. They are an aggressive tool to help startups. All the other tools you have are awesome. Thanks Aaron Guerami

The Brightest Minds flew our Economy into the Ground!

It is discusting to say America's best and brightest are either in Wall Street or D.C. These are greedy little gamblers who created a pool to buy and sell tiny bits of equity at high profits. If the rules of the pool allow for urine and feces to fill from above then nobody will play in your pool. Enjoy that trickle down effect. Its about time that 100% of Wall Street's employees and directors realizes they too are just tools for the 1%. The power and income disparity will cause a buffer between them and the law. They will dump you when the lights and sirens turn on. Good Luck

The failure of Mortgage Backed Securities

Its a simple scam. Which says, if I say enough, the client will ignore the obvious. The model lacks the insurance to cover the failure. It will fail over time, "Because, not everybody in America will foreclose at the same time". This was shown in the freddies which, if not bailed out would have extended the insurance failure into the owners of the stupid product. Then the failure is shared across the number of slices. That is a undercoverage of 10^12 to 10^16 minimium. And that was the oxygen that fueled the fire.

Bankers driving on black ice

Dealing with inflation, or driving on black ice. As much as it seems strange. Open lending at high rates and let the market push them down. Do not think you can inverse this. That lack of evaluating risk got us here. Steer into the deviation.

Nice job Mr. President

One very complex problem was removed from the international economy. Oil. The missle factory destruction will remove much of the fear in the oil markets and is the peak of radicalism. So Along with all the other issues solved today, Good Job.

Inflation problems at the fed.

My fear since 2007 was how the bursting of the housing bubble would affect inflation. I was correct.

Inflation is used to relate soverign currency to each other and then modified by commodities. This is wrong!

Inflation must be above 10% current. The economy must be allowed to inflate else it will contract. If we don not agree on prices then an object cannot be a commoditity. If inflation is being held down it will find the weakest parts of the economy. Those right now are the least transparant to the shareholders.

Do not be afraid of inflation. It is the puss of a marketing bubble.

Issue new bonds at aa- for rebuilding.

Leave QE3 for small and mid sized business. Start new bonds at a higher rate for construction, but the GDP will have risen.

Changing Flash Mob's behavior

This is a serious problem and will have implications on network usage.

These will be dangerous until guilt prevades.

We must use flash mob mentality to benefit society. Support shelters... help habitat for humanity. Do what you want.

Create compassionate flash mobs

Using local banks as SBA distribution

QE1 was required to support the system
QE2 was required to support large job projects.

Both systems worked. Though their effvectiveness can be debated.

QE3 must support small business.
Money must be lent to existing small business for operations and basic spending. This is the fastest way to dristribute stability into the market at this time.

Make it easier to get SBA products through the non tier one/two banks are allowed to sell.

Reasonable words from PIMCO

I saw Bill Gross on BloombergTv. His logic and reasonable behavior allowed me to get past his previous discussions. He is right to push the savings rate.

Good Job

Dick Parson's quasi-regret

Dick Parson states 'they did not' see and prepare for problems. On that statement, any shareholders and account holders should demand someone who will provide structure strength and support this company through the unstarted transition and into company stability.

This board must be replaced and now before this srtucture fails. It has forgotton how to make money as a bank.

I am willing to take the time to fix Citigroup.

Mozilla Conundrum

Not showing page hits?

Let's walk this through before a line of code is written. How does the bank know it truly is talking with its customer?

Then Apache, IIS and others are forced to only accept browsers which allow page hit counters. Now the customer is truly unavailable. Mozilla fails, the economy goes with it.

Take that idea to the shredder.

The goldman Facebook Flipflop

Ahhhhhh. Goldmand does not like Facebook sell, sell, sell?

I have heard that because goldman took back their crazy product, that Facebook and support companies should be sold on that information.

1) Goldman has no idea what Facebook is. They had to 'school them' on Facebook.

2) The power and consumers in Facebook would never listen to a goldman. Once burnt twice shy.

3) At this point Facebook users would rather use their own media tools then listen to BS from wall street.

I think Facebook should publicize the slapping of Goldman across the network.

If the rich do not pay their taxes then bonds will fail

Look, it is the bond holders that allowed the US debt limit to increase beyond the limit of the bond. The bond holders must take the hit, they created this.

Bonds
first derivative : linear Convexity
Second derivative : Curved Convexity
Third derivative: Options, Futures

The first two derivatives have complex but understandable underlying mathematics.
The third derivative's mathematics is hidden in a opaque package.
Forth and fifth derivatives are based on the opaque third derivative.

It is not know how many levels of derivatives were based on the third derivative instead of the transparent underlying bond. ETFs, LBOs, and funds fall into this category.
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If we move money to pay the bond holders for a temporary time we will lose our AAA credit rating. Credit: Bloomberg
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And we have to do this by friday.

I have told you this for many years now. The grim reapers are coming. As they whack our AAA to AA- then all those packaged products will fail. The reason is that there are many improper packages that will exceed the value of the bond.

Good luck

30y 4.8%

That may be a good compromise.

30y 4.8%
10y ~8.5
2y ~12.5

That would allow banks to charge 18-29 for mortgages and 33 for personal credit.

You have to make this announcement now! Just don't make an announcement, make it a 1-3 hour lecture. Fill it with details. Show heat maps. Really explain this in graphic detail.

Counties in New York and California are in "States of Emergency" and are being taken over by the states. Credit : Bloomberg

Mariposa county budget

Nassau, NY

STVI up 60% in a day

Can't beat that. The social implications of this new tool will show in major increases of installation over a short period of time. Very useful tool for understanding dating on the internet.

STVI
opened 1.58
closed 2.53

Credit: Bloomberg TV

addendum, the next day

I bought more at 1.95 and 2.10. I will keep buying this.

High volatility I see it rising at a rate consistent with Facebook not the market.